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For customer emergencies please call
518-465-3535 or 518-463-0084

Propane and Heating Oil Protection Programs

Our customers may want propane and heating oil price protection programs in Albany, NY, Troy, NY and The Greater Capital Region. At Polsinello, we understand the importance of providing programs for our customers so that they can control their monthly heating oil or propane bills. Below are Polsinello’s Prepay and Budget programs.

Prepay Programs

Many customers like the idea of paying for their heating oil and propane during the summer months when prices are generally at their lowest. This allows customers to pay for their entire year's supply of heating oil and propane upfront, in one payment. It is important to remember that not all PREPAYs are alike. Generally, there are three types of PREPAY programs.

  • The first is a FIXED PREPAY. A fixed prepay locks in the price of propane for the entire year. That means the price the customer pays for propane when they sign up is the price for propane throughout the year. This fixed prepay price is usually a discounted price for paying upfront.
  • The second type is a CAPPED PREPAY. A capped prepay protects how high the price of heating oil may go throughout the year. The advantage of the capped prepay is that the price can go lower. That means if the price of heating oil during the winter months is lower than the 'capped price,' the customer gets the lower price.
  • The third type is a FLEX PREPAY. A flex prepay does not lock in or cap the price of heating oil and propane. The advantage of a flex prepay is a large discount off of every gallon the customer purchases. By prepaying for their heating oil and propane, the customer is offered a discount of $0.15 per gallon. The price of heating oil and propane when enrolled in a flex prepay will follow the daily pricing but the distinct advantage is the large discount off of each gallon, with no fees.

Budget Programs

Budget programs have become an increasingly popular way to pay for heating oil and propane. Budgets allow the customer to pay for their heating oil and propane throughout the course of the year. By paying for heating oil and propane throughout the year, customers are able to take the ups and downs out of their heating bills. Monthly payments are something most homeowners and businesses are accustomed to. A budget is just another way to manage your bills and control the price of heating oil and propane.

Generally, there are three types of budget programs:

  • The first is a FIXED BUDGET. A fixed budget locks in the price of propane for the entire budget season. That means the price the customer locks into when they sign up, is the price for the their propane throughout the year.
  • The second is a CAPPED BUDGET. A capped budget limits how high the price of heating oil may go throughout the year while allowing the customer to pay in monthly payments. The advantage of the capped budget is that the price can go lower. That means if the price of heating oil during the winter months is lower than the capped price, the customer gets the lower price. A capped budget allows the customer to pay for their heating oil with convenient and affordable monthly payments.
  • The third type is a FLEX BUDGET. A flex budget does not lock in or cap the price of heating oil and propane. The advantage of a flex budget is a large discount off of every gallon the customer purchases. By enrolling in a flex budget, the customer is offered a discount of $0.10 per gallon. The price of heating oil and propane when enrolled in a flex budget will follow the daily pricing but the distinct advantage is the large discount off of each gallon. A flex budget allows the customer to pay for their heating oil and propane with convenient and affordable monthly payments.

Please Note: All plans may not be available for all products. Contact Polsinello Fuels at (518) 465-3535 to discuss which program will best suit your needs.

Program Comparison

Capped Prepay
  • Price can go lower
  • Can be combined with auto-delivery
  • Pay upfront
  • Available for heating oil
Capped Budget
  • Price can go lower
  • Can be combined with auto-delivery
  • Low monthly payments
  • Available for heating oil
Flex Prepay
  • Price can go lower
  • 15¢ Discount per gallon
  • Can be combined with auto-delivery
  • Pay upfront
  • Available for propane
  • Available for heating oil
Flex Budget
  • Price can go lower
  • 10¢ Discount per gallon
  • Can be combined with auto-delivery
  • Low monthly payments
  • Available for propane
  • Available for heating oil
Fixed Prepay
  • One price all season
  • Can be combined with auto-delivery
  • Pay upfront
  • Available for propane
  • Available for heating oil
Prompt Payment (credit card on file)
  • Price can go lower
  • 5¢ Discount per gallon
  • Can be combined with auto-delivery
  • Available for propane
  • Available for heating oil
For customer emergencies please call
518-465-3535 or 518-463-0084

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